Our Practice

We offer a wide range of financial products and services to individuals, families and business owners.  
PHA's comprehensive portfolio of insurance products includes:  Life, health, accident, disability and long-term care insurance.  Each of these products can be tailored to accommodate the ever-changing needs of individuals, families and businesses.  Rarely does the need go away...more often than not, it changes. As our clients' goals evolve through a financial lifecycle, our commitment will remain poised with your estate planning and conservation needs. 

When planning your financial future, turn to the professionals at PHA to provide you with investment options that best suit your long term financial goals.  PHA offers clients investment plans and products such as mutual funds, deferred compensation plans and annuities to help meet your savings and investment needs for the long and short term.  IRAs, SEPs, profit sharing and other qualified and non-qualified savings plans are available to help our clients plan and save for their retirement years. 
Products & Services Designed for the Business Owner
Business owners can benefit from our expertise, whether it be insuring owner's buy-sell agreements, key persons or employee benefit plans.  There are also many innovative cost effective ways to help you design group benefits packages.  At PHA we can show you how to get the quality coverage at the most reasonable price when implementing a group medical, life or disability insurance program for employees or a select group of management or owners.
Contemplating the addition of a 401(k) plan or another type of retirement plan?  At PHA we can help you design a cost effective, tax qualified plant that can benefit both you and your employees.