PHA Services

While working with you to develop a customized financial strategy, we will walk you through a step-by-step process to help you make informed, confident decisions in keeping with your financial goals.
Once your goals have been identified, we will present appropriate strategies designed to suit your objectives. 
We can help you execute a sound financial strategy utilizing the following products and services:

Services for Individuals & Families


Health, Life, Disability Income & Long Term Care Insurance


Retirement Savings Plans, Estate Planning



Tuition Savings Plans (529)


Medicare Supplement & Advantage Plans

PDP - Prescription Drug Plans


Services for Businesses


Employee Group Benefit Plans

Voluntary Group Benefit Plans

Insurance:  Health, Life, AD&D, Short and Long-Term Disability, Dental


Consumer Driven Health Plans

Health Savings Accounts - HSA

Flexible Spending Accounts - FSA 

Health Reimbursement Arrangements - HRA



Stop-Loss / Self-Funded / Administrative Service Only Plans


Buy-Sell / Key Person Arrangements


Executive Bonus Plans

Nonqualified Deferred Compensation Plans


Qualified and Non-Qualified Retirement Savings Plans